The Four Forms of Capital

Some of you may be familiar with these forms of wealth as having been broken down into eight categories. Truthfully, people have found those hard to remember—heck, even I have to strain sometimes to pull numbers 7 and 8 out of my brain. So, I’ve simplified them into four forms of capital: Home includes everything […]

The Bare Minimum

The Bare Minimum There are a huge number of variables that will make your specific needs and responses different from mine, and that’s expected. You might be older or younger, or have more or fewer monetary resources, or live in a drier or hotter or colder environment. In other words, I don’t have a magic […]

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